Maybe you can’t eliminate risk, but you can manage it.

At Allied North America, we give you all the resources you need to maximize the effectiveness of your risk management strategies. From understanding and analyzing the risks your business faces, to creating and implementing a comprehensive, proactive program to control those risks, you’ll benefit from our in-depth expertise, solid carrier relationships and solutions-driven approach to risk management.

While avoiding risk may be the goal, it’s often impractical for commercial clients. We focus on providing you with innovative ways to:

	Control Risk. Working together with you, your staff and the insurance carrier, we’ll help reduce the frequency and severity of your losses by identifying loss exposures via surveys, claims histories, flow charts and personal inspections by Allied experts.
	Retain Risk. We give you the tools to recognize your loss exposures and to consciously decide how to fund them, such as current expensing of losses; funded or un-funded reserves; borrowed funds and captive insurance.
	Transfer Risk. By looking closely at your non-insurance contracts and insurance policies, we can help you assess what you’re assuming from a liability standpoint and whether or not these assumptions are covered by your financing arrangements or insurance policy. We also can help clarify negligence clauses, additional insured and waiver of subrogation clauses.

And with Allied’s strong market relationships and solid track record with businesses from a variety of industries, you can count on us to:

	Give you our best thinking. Our experienced professionals provide a full range of consulting services including due diligence assistance with your acquisitions or divestitures, periodic claims reviews with you and your insurance companies, lease and contract review, policy formulation and review.
	Leverage our solid relationships with all major domestic carriers and the international insurance markets. We work to secure the best pricing – from the best possible carrier – based on the covered risk, cost of insurance, the financial condition of the insurer and their service reputation. Of course, the final decision about your coverage and carrier is always yours.
	Be your trusted risk advisor. We value integrity in our business relationships above all else. So we’re as forthcoming with information about how we are paid for our brokerage service, as we are about the services themselves. When we intend to seek a fixed fee for our efforts, we will disclose it to you in writing and obtain your approval prior to coverage being bound.

Put our comprehensive resources and solid reputation to work for your business. To find out more about Allied, contact us.